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A New Roof That Fits Your Monthly Budget

A roof is an investment, and every homeowner's budget is different. That is why we offer flexible financing with fast online approval, including no interest and same as cash options.

Current Financing Plans

0% Interest and Same as Cash Options

Pick the payment plan that fits your goals. Approval takes minutes, not days.

Most Popular No Interest if paid in full in 12 months

Same as cash. Get the roof now and pay it off over a year with zero interest.

6.99% reduced rate · 60 months

A low fixed rate spread over five years for predictable monthly payments.

9.99% 60 months · no interest, no payments for 6 months

Start the project now, make no payments for the first six months.

9.99% reduced rate · 120 months

The lowest monthly payment, spread over ten years for bigger projects.

Financing is offered through our lending partner and is subject to credit approval. Plans change periodically. Apply to see the current offers available to you.

How Financing Works at Tar Heel

1

Apply Online in Minutes

A short, secure application through our lending partner. Most homeowners get a decision the same day.

2

Pick Your Plan

Line up your approval against your good, better, and best estimate options and choose the payment that fits.

3

We Get to Work

Your project gets scheduled like any other. Most roofs are installed in a single day, protected by GAF warranties for decades.

Completed roof replacement financed through Tar Heel Construction Group
$0Down options available
Why We Offer Financing

Maximize Every Dollar You Put Into Your Home

When you partner with Tar Heel, our mission is to maximize the value of every dollar you invest in your roof. You tell us your budget, we pinpoint the problem, and we build a solution that keeps you one step ahead of the roof over your head.

Roofs rarely fail on a convenient schedule. Financing means a storm, a leak, or a failed inspection does not force you to choose between draining savings and protecting your biggest asset. It also lets you say yes to the better shingle or the full system upgrade that pays for itself in warranty coverage and energy savings.

  • Flexible monthly payment plans with fast approval
  • Promotional and same as cash offers available
  • Combine financing with insurance claims to cover deductibles and upgrades
  • Bundle roof, siding, and gutters into one project and one payment
  • Paired with GAF warranties that protect the investment for decades

Already Financing With Us?

Make a payment on your existing plan any time through our secure portal.

Make a Payment

Financing Questions, Answered

Does applying affect my estimate or pricing?
No. Your written estimate is the same whether you pay cash, card, check, or financing. Financing is simply another way to pay it.
How fast is approval?
The application takes a few minutes online and most homeowners receive a decision the same day, often within minutes.
Can I pay the loan off early?
Yes. The same as cash plans are designed for exactly that: pay the balance within the promotional window and you pay no interest at all.
Can financing cover my insurance deductible or upgrades?
Yes. Storm restoration customers often finance the deductible or use financing to upgrade materials beyond what the claim covers.

Prioritize Your Roof Now. Fit the Payment to Your Budget.

Ask about current financing plans during your free estimate and we will walk you through the numbers.

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